At the Mastercard Innovation Forum, Mastercard announced that beginning in 2026, Mastercard Agent Pay will launch across Latin America and the Caribbean. 

Mastercard Agent Pay is a groundbreaking programme designed to enable secure, transparent, and scalable AI-driven transactions across the payments ecosystem. Enabling partners, including Bemobi, Checkout.com, Davivienda, Evertec, Getnet, Inti, MagaluPay and Yuno will be some of the first to deliver agentic transactions, leveraging Mastercard’s Agent Pay Acceptance Framework to enable trusted AI-powered commerce experiences to millions of consumers and merchants in the region. In addition, issuers across the region will also be enabled for Mastercard Agent Pay-powered transactions by February next year.

Embedding trust in agentic commerce

Mastercard Agent Pay integrates trusted, seamless payment experiences into the tailored recommendations and insights provided on conversational platforms, enabling digital agents to transact, manage, and optimise purchase experiences on behalf of users. 

At the heart of this innovation are Agentic Tokens—dynamic digital credentials that empower AI agents to transact safely and transparently on the consumer’s behalf—and backed by advanced verification, traceability, fraud prevention and dispute support. With nearly 100% of issuers in Latin America already enabled with Mastercard’s tokenisation technology, the region is primed for rapid adoption of Mastercard Agent Pay—ensuring consumers and businesses benefit from enhanced security and convenience from day one.

Mastercard Agent Pay sets a new standard for security, transparency, and accountability. Each time an agent acts on the cardholder’s behalf, it does so with the permissions and limits defined by the consumer, keeping them in full control. Purchases are fully authenticated using tokenised credentials and payment passkeys, while also giving merchants and issuers the visibility to recognise and accept secure transactions completed by AI agents. 

Helping merchants enable agentic commerce with minimal effort 

Mastercard’s Agent Pay Acceptance Framework, launched in October 2025, will also be leveraged in the region to ensure secure agentic transactions. The framework requires agent registration and verification before any transactions can take place across the Mastercard network, and allows merchants of all sizes to benefit from agentic commerce experiences by helping recognise trusted AI agents and accepting secure, tokenised transactions with minimal effort. 

Mastercard continues to innovate responsibly in this space to benefit the entire commerce value chain – enabling use cases today and shaping the ones of tomorrow. To learn more about Mastercard Agent Pay, please visit: Powering the next frontier of commerce.

“Agentic payments mark a new chapter in the evolution of commerce, one where AI empowers people and businesses to do more, with greater simplicity and confidence,” said Guida Sousa, Senior Vice President, Digital Payments for Latin America and the Caribbean, Mastercard. “By joining forces with a robust ecosystem of partners, we are accelerating the region’s digital transformation and ensuring these benefits reach consumers at scale.”

“At Davivienda, we see Agent Pay as a way to strengthen the entire payment ecosystem. By partnering with Mastercard, we’re ensuring that every agent-driven transaction is transparent and secure—giving merchants and consumers the confidence to embrace this new era of commerce,” Laura Gómez Gutiérrez, Payments Vice President, Davivienda.

“Getnet is excited to collaborate with Mastercard in launching Agent Pay, bringing secure AI-powered payments to merchants and customers in Latin America and globally. Our commitment is to help clients adopt agentic commerce-where trusted AI agents make purchases on behalf of users- ensuring everyone is ready and confident for the future of payments”, said Juan Franco, CEO, Getnet, part of Santander Group. 

“Agentic commerce is transforming retail, and MagaluPay is proud to lead that change. Partnering with Mastercard allows us to combine our customer-first approach with cutting-edge technology that delivers trust, transparency, and convenience at scale, unlocking a new era of personalised and smarter commerce,” said Jorg Friedemann, MagaluPay CEO.